tag:blogger.com,1999:blog-66509770911045181852012-01-24T00:13:45.282-08:00Future money is the real story and my quest of embodiment of habits, mindset, into plans, objectives, strategies for my life in order to achieve financial freedomSuper Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.comBlogger231100tag:blogger.com,1999:blog-6650977091104518185.post-6803948597183540392009-10-17T23:06:00.000-07:002009-10-17T23:06:10.466-07:00

Hi Readers, Future Money is moved! Click HERE to visit the new site. I hope you will enjoy it. Regards

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com0tag:blogger.com,1999:blog-6650977091104518185.post-14919943111135932922009-10-10T21:28:00.000-07:002009-10-13T19:04:50.584-07:00

If you live in Malaysia or Singapore and travel frequently, most likely you have taken flight of both Malaysian and Singapore airline. As the name indicated, one belongs to Malaysian company and another to Singaporean. This year I have a few chances to travel back and forth united states via both airlines. I travel to Texas, through both airline, the stops are differents. MAS stops in Taipei,

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com0tag:blogger.com,1999:blog-6650977091104518185.post-61117270028473747372009-10-09T01:47:00.000-07:002009-10-09T02:12:31.746-07:00

Financial Freedom Financial freedom is achieved when one is able to live in his mean without earning an active income. In other word, one's passive income is more than enough to support his desired lifestyle. Passive income is defined as income earned without one actively involves in the income generating activities, while active income is income earned that requires active

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com3tag:blogger.com,1999:blog-6650977091104518185.post-15917348307176214862009-10-08T22:54:00.000-07:002009-10-09T02:10:44.522-07:00

Financial Security Financial security is achieved when one person's total passive income is able to cover all his basic expenses. Passive income is defined as income earned even you don't actively work for it, while active income is income earned that requires active involvement in the income generating activities. People who live within financial security can live the most basic

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com1tag:blogger.com,1999:blog-6650977091104518185.post-85141535760013954472009-10-08T09:43:00.000-07:002009-10-09T02:08:18.240-07:00

We often dream about financial freedom, we want to and more often talk about becoming financially free. But how many of us actually do something different to achieve this dream? Without a concrete action plan, and clearly define road map, no matter how ambitious is the dream, chances of becoming financially free will almost equal to none. Without a clearly define road map to follow, one will soon

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com3tag:blogger.com,1999:blog-6650977091104518185.post-50578972764122070322009-10-02T23:54:00.000-07:002009-10-02T23:58:50.212-07:00

How do you think millionaires lifestyle is like? Commonly whenever we think of millionaires, we think of the nice big beautiful house they live in, the one built on the hill slope or the one beside seashore. When comes to car they drive, we think of those exquisite million dollars european car, only a few on earth. The percepted millionaires wear branded clothes that only could be found in those

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com0tag:blogger.com,1999:blog-6650977091104518185.post-88997155313722475702009-10-01T23:31:00.000-07:002009-10-03T01:17:54.852-07:00

 Stock market around the globe has been rallying ever since the beginning of the year, with many stocks become overvalued (to some analysts) and ran out of fundamental. Have you ever wondered if this recovery is in for real and permanent? There are many reasons to why the stock market will crash as it nearing end of the year (Between October and December), below are the 6 most major reasons. US

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com1tag:blogger.com,1999:blog-6650977091104518185.post-56335617480874856242009-09-23T01:12:00.000-07:002009-10-03T02:39:47.653-07:00

This article is written by one of the fellow blogger from US. However due to the local market maturity level, there don't seem to be any similar services in Malaysia yet. Though for reference purpose, I'm posting this article about Debt Consolidation Loan. ---------------------------------------------------------------------------------------------------------- Obtaining a debt consolidation

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com1tag:blogger.com,1999:blog-6650977091104518185.post-58278423999963540512009-09-18T20:59:00.000-07:002009-10-03T00:16:30.205-07:00

Warren Buffet raised a can of Coke and said that it is easy to understand business of the soft drink, while he was giving a MBA talk at University of Florida. It is a simple business. Not easy, but simple. A business needs to have a moat around it and a wonderful and valuable castle in the center. And a person running the business needs to be honest, hard working and capable. The moat can be 

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com3tag:blogger.com,1999:blog-6650977091104518185.post-88210109608341107852009-09-17T19:22:00.000-07:002009-09-18T08:02:13.810-07:00

Landed property or apartment, this is the question always surround property investment scene or homebuyers. It is also the most common asked question. Landed property usually has a piece of own land in the front entrance while apartment building has no land for the house owner. Some says apartment is inconvenient because it is high rise and far away from car park. Some argues that landed

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com3tag:blogger.com,1999:blog-6650977091104518185.post-10725283885196285592009-09-13T14:13:00.000-07:002009-09-13T14:20:51.559-07:00

For those of you who loves Monopoly game, here is a new and a big one. Recently Hasbro and Google launched the online Monopoly game. The most special feature about this online game is that players from around the world can join in the game and basically buy any street around the world, for example streets in Manhattan of New York city, streets in Paris of France, or even streets in Kuala Lumpur

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com0tag:blogger.com,1999:blog-6650977091104518185.post-21874448218109291392009-09-12T13:03:00.000-07:002009-10-03T00:41:44.275-07:00

I couldn't help but quoting some content from Robert Kiyosaki's latest book - Conspiracy of the Rich. He was interviewed through a radio program by a financial expert. The financial expert was asking Robert if the real estate is really dead, because so many people out there are losing money from real estate. If real estate investment is so bad, how can he still recommending people to invest in

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com2tag:blogger.com,1999:blog-6650977091104518185.post-13007478293690781422009-09-12T11:53:00.000-07:002009-09-12T12:18:13.511-07:00

Cash flow is recurrence income, usually every month, from an rental property either residential or commercial real estate. For a business owner, recurrence income is from the business they own. For an investor with huge capital at disposal usually hundreds of thousand to a million, they get income in the form of dividend from stocks they own. In nowaday information age, people earns recurring

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com0tag:blogger.com,1999:blog-6650977091104518185.post-87554306482187441372009-09-10T23:19:00.000-07:002009-10-03T00:33:04.561-07:00

I quote this teaching from Robert Kiyosaki's latest book - Conspiracy of The Rich. We all know the definition of stupidity is doing the same thing over and over again and expecting different results. Yet, isn’t that what conventional investing advice asks of us – to keep investing for the long term, even when markets are crashing, and expect different results? "In my lifetime, I have lost a

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com4tag:blogger.com,1999:blog-6650977091104518185.post-31374208094795424842009-09-07T19:16:00.000-07:002009-10-03T00:55:18.914-07:00

I often hear people get rich when market is up, but people get even richer when market is down. How can that be done? I often wonder to myself. As a "half-cooked" stock investor myself buying a stock at the reasonable price and sell when it appreciate only make sense, but that will only earn me money during a bull market (market up), there is no way to make money with that method when market goes

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com4tag:blogger.com,1999:blog-6650977091104518185.post-3077956455221494742009-09-05T22:17:00.000-07:002009-09-09T21:42:03.257-07:00

I used to pick stock base on the name of the company and whether if i like the company rather than it is a profitable company. Profit From Panic (a book written by Singaporean author) described 8 steps in determining a good stock, i follow that ever since i read the book. I'm comfortable with his analysis techniques because he combines many winning stock picking strategies from some of the 

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com3tag:blogger.com,1999:blog-6650977091104518185.post-38794217891546394162009-09-02T20:32:00.000-07:002009-10-03T00:48:32.267-07:00

I played cash flow 101 for second time today. This time much better, not many mistakes made except a few times i over-leveraged a little in buying rental property that caused increase in expenses for bank loan payment, but turned out okay since my net cash flow was still in positive zone although decreased a little. All these while i have been focusing on building up passive income, and

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com0tag:blogger.com,1999:blog-6650977091104518185.post-12300321756255751652009-08-31T22:48:00.000-07:002009-10-03T00:47:08.126-07:00

I had a chance to try on Cash Flow 101 today. The concept of the game is easy, make enough passive income stream to cover the expense then you are on the fast track. To make passive income stream, you could either invest on rental property or buy existing money making business, low-yield stock dividend, etc. Well the rule may sound easy, the game is created in a way that you may have

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com0tag:blogger.com,1999:blog-6650977091104518185.post-87570187646691938592009-08-30T18:12:00.000-07:002009-09-06T10:34:27.851-07:00

The other day i ran into a long time friend of mine in one of my neighbour grocery store, so we talked for a while. We talked about our university life, our job, our busy life and how many companies he has switch before came to the current one. Just a year ago he bought himself a house and he is living in his own house currently, but then he is in a dilemma. Because of his new job, he has to

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com0tag:blogger.com,1999:blog-6650977091104518185.post-43310894162076473692009-08-22T17:56:00.001-07:002009-09-06T10:22:19.514-07:00

After the market crashed, KLCI went down by almost 50% in January and February 2009 and hit the bottom. Since then, bargain hunting took place and since then stock price never stopped going up, although some time the stock price went up and down for a week or two because of price correction as a result of over bullish sentiment, in the end it resumed the uptrend for another month or two. My

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com2tag:blogger.com,1999:blog-6650977091104518185.post-67698390504808865202009-08-22T17:47:00.000-07:002009-09-06T10:27:26.831-07:00

Up till recently only i realized the only condominium unit i own and rented out is still a liability instead of an asset. Why? Simply because the monthly rental income only cover up to 95% of my monthly instalment and i still have to fork out RM200+ for maintenance fee. That come up to nearly RM300 in negative cash flow, putting my condominium in the liability category. Well, other people or

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com0tag:blogger.com,1999:blog-6650977091104518185.post-59793121217030903202009-08-22T17:36:00.000-07:002009-08-30T13:04:02.437-07:00

I have never thought about any mistake i already made in my life until it hits me one day.First of all, i wouldn't want to say spending money in buying expensive toys behind my mum's back was a mistake, anyone has a childhood dream and who never made mistakes like that? Moreover, what did a 10 years old kids know about saving for future or compound interest? Ignorance is a bliss, if i'm as

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com0tag:blogger.com,1999:blog-6650977091104518185.post-69972334651506543072009-08-22T17:26:00.000-07:002009-08-30T13:02:23.733-07:00

It was 2004, the year i started working. I was working in Security firm, that's how i always refer my first company. It was a business providing network security services for corporates and bank. My first job is not what i wanted to tell you, but rather an encounter that always stuck to my mind. In the same year i got to know a friend from a team building programme and he invited me to a seminar,

Super Tankerhttp://www.blogger.com/profile/08856239490187313235noreply@blogger.com0